Setup Guide + FAQ

Step-by-step instructions, video tutorials, and answers to common questions for every Enhance Finance product.

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You'll Be Up and Running in 90 Seconds

Every Enhance Finance product is designed for zero setup friction. Open your Google Sheet, paste your bank CSV, and everything works. Pick your product below for the full walkthrough.

Choose Your Product

✨ AI Powered Complete Finance Tracker
1

Open Your Google Sheet

After purchasing on Etsy, you'll receive a link to your Google Sheet. Click it and select File → Make a Copy to save it to your own Google Drive. This copy is yours forever.

2

Download Your Bank Statement as CSV

Log into your bank's website and download your transactions as a .csv file. Most banks have this under "Account Activity" or "Statements." Works with TD, RBC, Scotiabank, BMO, CIBC, Chase, Bank of America, Wells Fargo, Capital One, and many more.

3

Paste Your Transactions

Open the Transactions tab and paste your CSV data. The sheet will automatically recognize your columns — dates, descriptions, and amounts.

4

Click "Sort with AI"

Hit the Sort with AI button in the toolbar. Claude AI will analyze every transaction, identify the real merchant name behind vague bank codes, and assign the correct category from 60+ options. Hundreds of transactions sorted in seconds.

✨ Requires AI access (1 year included free with purchase)

5

Explore Your Dashboards

Your Monthly Dashboard, Annual Dashboard, and Merchant Insights are now fully populated. Browse category breakdowns, spending trends, and per-merchant analytics. You can also visit the Budget tab to set income, expense, spending, and savings goals for each month.

Full Setup Walkthrough — Complete Finance Tracker AI

From purchase to dashboard in under 2 minutes

Coming Soon

How AI Sorting Works

See the one-click categorization in action

Coming Soon

Merchant Insights Deep Dive

Search any merchant and see total spent, visit count, averages, and forecasts

Coming Soon
Standard Complete Finance Tracker
1

Open Your Google Sheet

Click the link from your Etsy purchase and select File → Make a Copy to save it to your Google Drive.

2

Download Your Bank Statement as CSV

Export your transactions as a .csv from your bank's website. Any bank that offers CSV export is supported.

3

Paste Your Transactions

Open the Transactions tab and paste your CSV data into the sheet.

4

Categorize Your Transactions

Use the category dropdown on each transaction row to assign one of 60+ categories. Once a merchant is categorized, the sheet remembers it for future entries — so each merchant only needs to be sorted once.

5

Explore Your Dashboards

Your Monthly Dashboard and Annual Dashboard automatically populate as transactions are categorized. Head to the Budget tab to set your financial goals.

Full Setup Walkthrough — Complete Finance Tracker

Manual categorization and dashboard overview

Coming Soon
✨ AI Powered Annual Budget
1

Open Your Google Sheet

Click the link from your Etsy purchase and select File → Make a Copy to save it to your Google Drive.

2

Download Your Bank Statement as CSV

Export your transactions as a .csv from your bank's website.

3

Paste Your Transactions

Open the Transactions tab and paste your CSV data.

4

Click "Sort with AI"

The AI reads every transaction, identifies the merchant, and assigns a category. Your annual budget tab updates automatically with sorted data.

✨ Requires AI access (1 year included free with purchase)

5

Set Your Budget Goals

Head to the Budget tab to set income, expense, spending, and savings goals across all 12 months. Track projected vs. actual balances and see your full financial trajectory.

Full Setup Walkthrough — Annual Budget AI

AI sorting and yearly budget planning in action

Coming Soon
Standard Annual Budget
1

Open Your Google Sheet

Click the link from your Etsy purchase and select File → Make a Copy to save it to your Google Drive.

2

Set Up Your Budget

Open the Budget tab and enter your planned income, expenses, spending, and savings for each month. The sheet calculates projected balances and end-of-year totals automatically.

3

Download Your Bank Statement as CSV

Export your transactions as a .csv from your bank's website.

4

Paste and Categorize Transactions

Paste your CSV into the Transactions tab and use the category dropdowns to sort each entry. The sheet remembers merchants you've already categorized.

5

Track Goal vs. Actual

As you categorize transactions, your budget tab shows how actual spending compares to your goals, month by month. Adjust as you go — the sheet updates in real time.

Full Setup Walkthrough — Annual Budget

Budget planning and manual categorization guide

Coming Soon

Categorization
Best Practices

Enhance Finance comes pre-loaded with 60+ categories designed to cover the vast majority of everyday transactions. But your finances are unique — here's how to make the system work exactly the way you want.

Rename Categories to Match Your Life

The pre-loaded categories are starting points, not rules. If "Streaming Services" should be "Subscriptions" in your world, rename it. If you want "Dog Expenses" instead of "Pet Care," go for it. The sheet doesn't care what you call them — only that they're consistent.

Add Your Own Categories

Need a category that doesn't exist? Add it directly to the category list in the Categories column. Once added, it will appear in dropdowns across the entire sheet and all dashboards will include it automatically.

Keep It Broad Enough to Be Useful

A common mistake is creating too many hyper-specific categories. "Starbucks" and "Tim Hortons" don't need their own categories — that's what the Merchant Insights dashboard is for. Keep categories at the level of "Coffee & Snacks" and let the merchant view handle the rest.

Use the 3-Type System

Every category falls into one of three types: Expenses (bills, rent, insurance — things you must pay), Spending (discretionary purchases — restaurants, clothes, entertainment), and Savings (money set aside for the future). When in doubt about where a category belongs, ask: "Could I survive without this?" If yes, it's probably spending.

AI Learns from Your Corrections

If you're using an AI version, the sorting improves with corrections. When the AI miscategorizes a transaction, just fix it manually — next time that merchant appears, the AI will remember your preference. One correction trains it permanently.

Don't Delete Pre-Loaded Categories

Even if you don't use a category right now, it's better to leave it in place. Removing categories can break dropdown references. If a category doesn't apply to you, just ignore it — it won't affect your dashboards unless transactions are assigned to it.

The ✦ Enhance Finance
Custom Menu

When you open your sheet, a custom ✦ Enhance Finance menu appears in the Google Sheets toolbar next to File, Edit, View, etc. It may take a few seconds to load the first time. Here's everything inside it.

🤖

AI License

Manage your AI license key for one-click transaction sorting. Use Enter License Key to activate AI features after purchase, Check License Key Status to verify your license is active and see the expiration date, and Remove License Key if you need to transfer your license to a new copy of the sheet.

✨ Available on AI-powered products only

⚙️

Settings — Change Currency

Switch between CAD, USD, GBP, EUR, AUD, and NZD. The currency switcher scans every tab in your spreadsheet and updates all currency formatting in one click — no need to manually find and replace symbols. The sheet defaults to CAD but you can change it at any time.

💬

Support

Quick links to everything you need, accessible directly from inside your spreadsheet. Opens this Setup Guide, the FAQ, Video Tutorials, and a direct link to Contact Support — all without leaving Google Sheets. You can also submit a Feature Request, file a Bug Report, or Leave a Review on Etsy. The About dialog shows your product version, AI license status, and current currency setting.

⚠️

Danger Zone — Delete All Transactions

Clears all transaction data from the Transactions tab. This is permanent and cannot be undone — use it only if you want to start completely fresh. A confirmation dialog will appear before anything is deleted, so you won't accidentally wipe your data.

Authorize on First Use

The first time you use any menu action, Google will ask you to authorize the script. This is normal — the script needs permission to read and write within your spreadsheet. Click Continue, select your Google account, then Allow. You only need to do this once. The script never accesses anything outside your spreadsheet.

Frequently Asked
Questions

How do I access my product after purchasing on Etsy?
After purchase, Etsy will send you a download link containing a PDF with your Google Sheet link. Click the link and select File → Make a Copy to save it to your Google Drive. If you don't see the email, check your spam folder or visit your Etsy purchases page directly.
What do I need to use Enhance Finance?
Just a free Google account. The entire system runs inside Google Sheets — no additional software, extensions, or downloads required.
How do I download my bank statement as a CSV?
Log into your bank's online portal and look for an option to download or export transactions. It's usually under "Account Activity," "Statements," or "Transaction History." Select CSV as the file format. If your bank doesn't offer CSV directly, try selecting Excel or delimited text — these often work too.
Which banks are supported?
Any bank that lets you download transactions as a CSV file. TD, RBC, Scotiabank, BMO, CIBC, Chase, Bank of America, Wells Fargo, Capital One, and many more. If your bank exports a CSV, it works.
How does the AI transaction sorting work?
When you click "Sort with AI," the system sends your transaction descriptions to Claude AI, which analyzes each one and assigns the correct category and merchant name. No manual rules or training required. Only transaction descriptions (like "SKIP THE DISHES") are sent — never account numbers or balances.
What happens after the first year of AI access?
Renewal is completely optional — just $12/year if you want to keep using AI sorting. Your spreadsheet, dashboards, and budget tools are yours forever regardless. Even without renewal, everything continues to work — you just won't have the one-click AI sorting.
Do I need the AI version?
Not necessarily. The non-AI versions are fully functional — all dashboards, budgets, and tracking work automatically once transactions are categorized. The AI just saves you the time of categorizing manually. If you prefer hands-on control, the standard versions are great on their own.
Is my financial data secure?
Yes. Your data lives entirely in your own Google Sheet. We never store your financial information on external servers. The AI processes transaction descriptions only — not account numbers or balances. Read our full Privacy Policy →
Can I upgrade from a standard version to AI later?
Yes — contact us and we'll help you upgrade. You'll only pay the price difference between the products.
The AI sort button isn't working. What should I do?
First, make sure you've authorized the script — Google Sheets will ask you to grant permission the first time you use the AI button. If you're still having trouble, try refreshing the page and clicking the button again. If the issue persists, reach out to us and we'll sort it out quickly.
Does this work outside the US and Canada?
The spreadsheet itself works with any bank CSV from any country. The AI sorting is built and tested for US and Canadian banks and works great with English-language transactions. Users in the UK, Australia, and New Zealand should see strong results too. For non-English transactions, the manual version is the better fit.
What is your refund policy?
We offer a 7-day money-back guarantee, no questions asked. If Enhance Finance isn't the right fit, message us through Etsy within 7 days of purchase and we'll issue a full refund.

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